We can help you pay less for a Liability Umbrella Policy!
Much like the way an Umbrella covers you when it rains, a Personal Liability Umbrella Policy will cover you and your assets when a severe claim occurs that you are liable for.
A Personal Liability Umbrella is a separate policy that you would purchase. It will cover your Auto's, Home, Boats, Motorcycles. Any policy that has a liability limit should be added to your Umbrella policy so it can be covered.
Lets say that you are at-fault during a horrible car accident and the people you injured sue you. If your auto policy limits are not enough to pay for their injuries, a Personal Liability Umbrella would cover you up to the policy limit that you had selected.
Most insurance companies offer Personal Liability Umbrella Policies starting at $1M and can go up to $10M.
Much like all other policies, the cost of a Personal Liability Umbrella Policy is based on your particular situation.
The ages of the drivers, their driving records, and how many policies are being covered by the Umbrella are all factors in determining the cost.
A Business or Commercial Liability Umbrella covers your business when a severe claim occurs that your company may be liable for.
If someone files suit against the business and the Liability Limits on the business policy are not enough to cover the damages the person is seeking, a Business/Commercial Liability Umbrella could cover the difference.
Most insurance companies offer Business/Commercial Liability Umbrella Policies starting at $1M and can go up to $10M.
Much like all other policies, the cost of a Business/Commercial Liability Umbrella Policy is based on each business.
What kind of business is it? Are there employees that drive, the ages of the drivers, their driving records, and how many policies are being covered by the Umbrella are all factors in determining the cost.
Fill out a contact form, call or text us to provide us basic information.
After we find the best quotes for you and your needs, we will present them to you.
After we get the final rate for you, you decide on what date you want your new policies to start.
Don't see your question? Feel free to fill out the contact form, call us or even shoot us a text at 224-877-2242. We will reply as soon as we can. Usually within a few hours.
If you have a Motorcycle insured under your Personal Liability Umbrella Policy and you are liable for damages from a Motorcycle accident then your Umbrella policy could cover you. The actual Motorcycle policy would cover you first, then the Umbrella would kick in if the Motorcycle policy limits were exhausted from a large claim.
This is just a short list, there are many things a Commercial Umbrella will cover too.
If you have a Boat insured under your Personal Liability Umbrella Policy and you are liable for damages from a Boat accident then your Umbrella policy could cover you. The actual Boat policy would cover you first, then the Umbrella would kick in if the Boat policy limits were exhausted from a large claim.
A Personal Liability Umbrella is put in place in the event you damage someone else's property or injury them physically through an act of negligence. A Personal Liability Umbrella DOES NOT cover damage to your home, or anything else that you own. However, you can put coverage in place for injuries you suffer from an Un-Insured or an Under-Insured Motorist.
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“First of all, acid reflux is not a disease. It is an acquired condition which can be completely healed by eating properly.“
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“Many people feel that there is a limited amount of abundance, wealth, or chances to succeed in life.“
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“Hypnosis quit smoking methods maintain caused quite a stir in the medical world over the last two decades.”
Philosopher
