We can help you save money on Life Insurance!
Life Insurance protects your loved ones against the economic loss of losing you. Policies can have a death benefit as small as a few thousand dollars and cover only your final expenses like funerals. Other policies can be $100,000 and much larger into the millions to cover the replacement of your lifetime income should you no longer be alive to take care of your family.
How much Life Insurance you need depends on what your protection goals are. Do you want to make sure that your family doesn't end up homeless because they cant afford to live in your home without your income? Do you want to make sure your children can go to college if you and your income are gone? Life insurance can help your loved ones maintain the standard of living you have provided them if you are no longer there to provide it.
Life insurance from your employer is a great benefit that many companies offer.
What happens if you leave that job? Chances are the company offered plan will not follow you.
Having a policy that you own and know the exact payout from in the event of your death is the best way to purchase life insurance and protect your family.
An annuity is a long-term investment that is issued by an insurance company and is designed to help protect you from the risk of outliving your income. Through annuitization, what you contribute is converted into periodic payments that can last for life.
A long-term care insurance policy can pay for the cost of care due to a chronic illness, a disability, or an injury. It can also provide an individual with the assistance they may require as a result of the general effects of aging which can include the costs of custodial and personal care, versus strictly medical care.
Fill out a contact form, call or text us to provide us basic information.
After we find the best quotes for you and your needs, we will present them to you.
After we get the final rate for you, you decide on what date you want your new policies to start.
Don't see your question? Feel free to fill out the contact form, call us or even shoot us a text at 224-877-2242. We will reply as soon as we can. Usually within a few hours.
The Death benefit paid to your beneficiaries is not subject to income tax.
Yes it will. There are no exclusions on life insurance from Dying from covid.
The short answer is yes. However, more life insurance policies get approved than denied. It's always better to apply than to assume you will get denied.
Its not hard at all to buy life insurance. Sometimes we can put coverage in place for you almost instantly after you complete the application.
Yes it can. Some policies are put in place specifically as "Final Expense" policies. They are inexpensive policies that are designed to only pay for your final expenses.
Yes you can. There are several ways that a well structured life insurance policy can pay for itself and even let you take money out of it and still provide a death benefit. Contact AAIA and let's talk about it!