Motorcycle Insurance

We can help you save money on Motorcycle Insurance!

Motorcycle Insurance Explained

What does Motorcycle insurance cover?

Similar to Car insurance, Motorcycle Insurance can cover bodily injury and property damage liability, medical payments, comprehensive and collision, and bodily injuries caused by un-insured and under-insured motorists. There are other coverages available too.

How Does Motorcycle Insurance Work?

Motorcycle Insurance generally covers the Insured driver for bodily injury and property damage liability. It can also cover the driver and any passenger for medical payments coverage and bodily injuries they may suffer from un-insured and under-insured motorists. Coverage for the motorcycle itself is also available.

Unlike a car policy, many motorcycle policies don't insure permissive drivers. Only the named insured and listed drivers are covered.

How Much Does Motorcycle Insurance Cost?

At AAIA our goal is to provide you the best Motorcycle coverage at a price you can afford.

All insurance companies use your personal information to create a quote.

Driving history, credit history, claim history and zip code are some of the factors that are used and all companies use them differently.

Since no 2 people are exactly the same the cost for Motorcycle insurance is usually not the same either.

Is Motorcycle Insurance Required?

Just like car insurance, there are required state minimum coverages for Motorcycles too. The required Illinois minimum coverage for Motorcycle Bodily Injury liability is the same as a car. $25,000 per person/$50,000 per accident and $20,000 for property damage liability. Un-Insured and Under-Insured bodily injury protection is also $25,000 per person/$50,000 per accident .

What kind of Motorcycles do you insure?

We can insure most types of Motorcycles from little scooters all the way up to a full dressed Harley and pretty much everything in between. Many custom bikes too.

is the customization on my motorcycle covered?

The short answer YES! If you have custom chrome or paint or any other customization make sure to mention it so we can make sure its covered properly. There may be an extra charge depending on the carrier and the extent to customization.

It's As Easy As 1 - 2 - 3

Step 1.

You Request A Quote

Fill out a contact form, call or text us to provide us basic information.

Step 2.

We Present Your Quotes

After we find the best quotes for you and your needs, we will present them to you.

Step 3.

Your Customized Coverage Starts

After we get the final rate for you, you decide on what date you want your new policies to start.

Get An Insurance Quote Today!

Get Started Now

Frequently asked questions

Don't see your question? Feel free to fill out the contact form, call us or even shoot us a text at 224-877-2242. We will reply as soon as we can. Usually within a few hours.

Does Motorcycle Insurance Cover Theft?

If you have selected Comprehensive coverage on your policy then YES! It would be subject to the deductible you selected.

what kind of payment options Are there?

Most of our TOP RATED carriers have flexible payment plans including monthly.

Will my motorcycle policy cover me if I'm hit by someone who's un-Insured?

Short answer YES! When we build a Motorcycle policy at AAIA, we make sure to put coverage on to protect you and your motorcycle from Un-Insured and Under-Insured motorists.

Where Can I Get Motorcycle Insurance?

You can get coverage by contacting AAIA. We will get quotes from our network of TOP RATED carriers to find you the best possible price.

What if I don't use my motorcycle in the winter?

Most motorcycle policies for Illinois will take into account the fact that you will be able to use your Motorcycle sparingly or not at all for the winter months.

Will a motorcycle policy cover roadside assistance?

Roadside Assistance is an optional coverage that is available on most Motorcycle policies.

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